| General Sessions: |
| Main Conference Day 1 Monday, March 9 |
| 12:30 -1:15 | Lunch for Workshop Attendees and Speakers |
| 3:10 – 3:30 | Networking Break |
| 5:15 - 6:00pm | Exhibit Hall |
Keynote Address: Ozzie Smith Putting Service Above Self to Create Magic in the Lives of Millions |
| 6:00 - 8:00pm | Exhibit Hall Welcome Reception |
Sponsored by Galileo |
| MainConference Day 2 Tuesday, March 10th |
| 7:45-8:30 | Breakfast |
Sponsored by MasterCard |
| 8:30-8:40am | Cypress III Ballroom |
Welcome Presentation Green Dot® Celebrates America’s heroes in the community Sponsored by Green Dot |
| 8:40-8:55 | Opening Remarks from the Conference Chairperson Marilyn Bochicchio, President, PAYBEFORE |
| 8:55-9:35 | Keynote Address Expanding Prepaid’s Reach by Merging Global Best Practices with Local Market Sensibilities Elizabeth Buse, Global Head of Product, VISA |
| 9:35-10:00 | The 2009 Paybefore Awards Ceremony |
| 10:05-10:50 | Tearing Down Silos to Drive Success in Prepaid Carol Kinsey Goman, Ph.D., Author, Coach and Consultant, KINSEY CONSULTING SERVICES |
| 10:50-11:35 | Exhibit Hall Networking Break |
| 12:20-1:50 | Cypress III Ballroom Lunch for All Expo Attendees |
Sponsored by Discover Network  |
| 3:30-4:15 | Networking and Refreshment Break |
| 4:15-5:00 | Incorporating the Best Elements of Open- and Closed-Loop Prepaid to Drive Retailer Growth |
| 5:00 - 6:00 | Exhibit Hall Happy Hour |
| 7:00-11:00 | Industry Night at Disney’s Hollywood Studios |
Sponsored by Visa & TxVia |
| Main Conference Day 3 Wednesday, March 11th |
| 7:45-8:15 | Morning Breakfast |
| 8:15-9:15 | Keynote Address How Globalization has Re-Shaped the Investment Landscape: An Economic Outlook for 2009 Mark Yusko, President and CIO, MORGAN CREEK CAPITAL MANAGEMENT, LLC |
| 9:15-10:15 | Panel Discussion Analyzing the Future Opportunities to Spur Profitable Growth in Prepaid |
| 10:15-10:50 | Exhibit Hall Networking & Refreshment Break |
| 10:50-11:30 | Keynote Address Demonstrating the Business Case for Corporate Citizenship Alpesh Chokshi, President, AMERICAN EXPRESS |
| 12:15-1:45 | Crystal Ballroom Lunch for All Expo Attendees Industry Group Best-Practice Networking Groups |
Sponsored by MasterCard |