At Visa Europe we are passionate about prepaid.

Our brand strength, product platforms, technology solutions and global acceptance network offer definite advantages, backed up by a dedicated team of prepaid specialists who are here to help develop and deliver winning prepaid solutions.

As a not-for-profit membership organisation we want to grow the entire European prepaid market for the benefit of all participants. You can always rely on us to give you expert, unbiased advice and guidance.

AmeriFlex® delivers technology-based, CDHC solutions supported by an integrated FSA/HRA/HSA/CRA debit card platform, The AmeriFlex Convenience Card®.

Mongoose®, our COBRA/HIPAA administrative service, shifts an employer's COBRA liability and the personal liability of their internal plan administrator to AmeriFlex.

For three consecutive years, 2005–2007, AmeriFlex® received Benefits Selling magazine's "Readers Choice Award" for the TPA delivering the most comprehensive service.

ConnectYourCare, provides migration pathways to Consumer-Directed Healthcare (CDH). Employees receive healthcare management tools, while employers contain costs through Health Savings Accounts (HSAs), Health Reimbursement Arrangements (HRAs) and Flexible Spending Accounts (FSAs). We offer a portal to manage tax-advantaged accounts, a healthcare payment card, claims adjudication, customer service, comprehensive medical and wellness information.

First Data powers the global economy by making it easy, fast and secure for people and businesses to buy goods and services using virtually any form of electronic payment. First Data securely processes the transaction and harnesses the power of the data to deliver intelligence and insight for millions of merchant locations and thousands of card issuers.

First Horizon Msaver, Inc., a premier administrator of Health Savings Accounts (HSAs),  opens and services Health Savings Accounts for consumers nationwide. Our continued commitment to customer service and leading edge products has allowed First Horizon Msaver to become one of the nation's premier Health Savings Account experts.

Lighthouse1 is the industry leader in providing consumer driven healthcare (CDH) administration software solutions. Lighthouse1 OnDemand™ is a high performance Software as a Service solution which allows CDH administrators and healthcare providers to manage services for employer plans that include FSAs, Transit and Parking, HRAs and HSAs. Learn more: www.lighthouse1.com.

MasterCard (NYSE: MA) is a global payments and technology company. It operates the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard’s products and solutions make everyday commerce activities - such as shopping, travelling, running a business and managing finances - easier, more secure and more efficient for everyone. Learn more at mastercard.com or follow us on Twitter @mastercardnews

TSYS (NYSE: TSS) is one of the world’s largest companies for outsourced payment services, offering a broad range of issuer- and acquirer-processing technologies that support consumer-finance, credit, debit, healthcare, loyalty and prepaid services for financial institutions and retail companies in the Americas, EMEA and Asia-Pacific regions. For more information contact news@tsys.com or log on to www.tsys.com. TSYS routinely posts all important information on its Web site.

The Bancorp Bank is an innovative issuer of network branded prepaid cards.  Working closely with our partners, we develop "cutting-edge" programs that drive exciting changes in the prepaid card industry.  The Bancorp Bank is at the forefront in the consumer driven healthcare card industry and has pioneered new insurance applications such as workers compensation indemnity payments.

The Discover Network supports credit, debit and prepaid card issuers with connectivity to over 4 million merchant and cash access locations throughout North America and the Caribbean. Discover Network is operated by Discover Financial Services.  NYSE: DFS

FSV Payment Systems, a leader in the stored-value and prepaid debit card industry, provides full-service program management and processing services.  FSV offers extensive experience in payroll and benefit cards, loyalty, incentives and promotions, healthcare and gift cards. The company is headquartered in Houston, Texas, and operates a state-of-the-art client and customer service center in Jacksonville, Florida.  For more information, visit:

Galileo Processing, Inc., is the recognized leader in the prepaid industry and in advanced payment processing solutions, providing our partners unparalleled competitive advantages including; flexibility, speed to market, scalability, innovation, security, reliability, compliance, customization, and increased profitability. Our platform supports all prepaid consumer, corporate, and government reloadable, non-reloadable, and hybrid debit and credit products. We have a very keen focus on balancing constant innovation in delivering the greatest account holder utility and feature/functionality with a solid platform and operations excellence for our partners.

Metavante provides all the necessary tools for a successful payments program. Helping clients capitalize on overall payments growth, Metavante's suite of payment solutions includes prepaid-, debit-, and credit-card account processing; flexible spending account, health savings account and health reimbursement arrangement (FSA/HSA/HRA) medical payment cards; card personalization; electronic presentment and payment; electronic check presentment and exchange; electronic funds transfer; balance transfer services; automated clearing house (ACH) processing; ATM driving; merchant and gateway processing; and transportation payment services. Metavante Corporation owns and operates the NYCE Network.

OptumHealth Financial Services is a financial services company dedicated exclusively to health care and a leader in health-related financial services among all institutions. Individuals get more for their health care dollar with our financial accounts. We also streamline the process of paying for health care – for care providers, insurer, employers and patients.

UMB Healthcare Services, a division of UMB Financial Corporation, provides HSA custodial services and multipurpose debit cards to insurance carriers, third-party administrators and software companies. UMB began marketing MSAs in 1996, and has a wealth of experience and national recognition as one of the leading HSA custodians in the country.